Where capital meets property

Where capital meets property, in one shared workspace.

Mortgage origination, ROI modelling, and portfolio tracking across residential, commercial, farm, and mining property. The financial layer over Gridpoint's data spine.

Financial workspace with charts
Mortgage console
8 Lomagundi · Borrowdale
CBZ Prime
Monthly
$4,052
Total Int.
$593k
APR
11.5%
Principal paid down 100%
Tenor
20 yrs
Run the numbers

Mortgage calculator and partner banks.

Size a deal in seconds with live Zimbabwe-rate tables, then carry the inputs straight into a pre-approval with one of our partner lenders.

Live affordability4 partner banksUnder 5 minutes to pre-approval

Pick a lender

Their rate fills in below. Your numbers re-rank as you change loan size.

Monthly payment

$2,272

Loan amount

$200,000

Total interest

$345,347

Total paid

$545,347

Affordability, % of income spent on repayment

76%

Over limit. Most banks cap repayments at 30% of income · At a 30% cap you can afford up to $129,216 ($79,216 loan)

Cumulative payments over 20 years

Watch interest front-load and principal catch up.

Principal paidInterest paid
$0$86K$173K$259K$345K
NowYr 5Yr 10Yr 1520y
Principal paid (loan amount)
$200,000
Interest paid (cost of borrowing)
$345,347

Estimates only. Actual terms depend on the bank's credit assessment, property appraisal, and current base rates. Rates in Zimbabwe typically range 10 to 18% for USD-denominated mortgages.

CBZ Bank

Zimbabwe's largest mortgage lender

Rate
12.5%
Max term
25 yrs

Rate locks when you pick a bank. Switch banks above to model their offer.

How affordability works

  • • Banks typically cap repayments at 30% of net income
  • • A 20% deposit is standard, 10% with mortgage insurance
  • • Payslips (3 months) and bank statements (6 months) required
  • • Title deed transfer and conveyancing fees are extra
What it is

Property Investment, distilled.

Property Investment turns every property class into a financial asset. Calculate yields on rentals, model agricultural cashflows, project mining royalties, originate mortgages, and track portfolios, all with live data flowing from Marketplace, Prospecting, and Nexus.

Built for investors comparing yields across suburbs, banks underwriting at speed, brokers running clients through pre-approval, and capital allocators sizing agri or mining positions. Everyone gets the calculation that matters to them, backed by Zimbabwe-specific rates, terms, and risk weights.

  • Avg gross yield (Hre)8.4%
  • Lenders modelled12
  • To pre-approval<5min
Capabilities

Six capabilities. One workspace.

Everything teams told us they needed — without the bloat they didn't.

ROI calculator

Yield, IRR, cap-rate, cash-on-cash. All Zimbabwe-rate aware.

Mortgage origination

Pre-approval flows for CBZ, CABS, FBC, Stanbic and 8 more lenders.

Portfolio tracking

Aggregate yields, vacancy, and capital appreciation across holdings.

Loan appraisal

Bank-grade appraisals with full AVM + CMA backing.

Payment processing

Reservation deposits and rental collection via Paynow and EcoCash.

Deal rooms

Shared workspaces for buyers, agents, lawyers, and lenders.

See Property Investment in action.

Launch the live module and put every one of these capabilities to work in under a minute.

Urban financial district
Property Investment

Property becomes a financial instrument.

Twelve connected lenders, live ROI modelling, and pre-approval in under five minutes.

Lenders
12 connected
Modelling
Live ROI
Approval
<5 min
How it works

Three steps to property investment.

01

Model the asset

Pick a property, pull yields, run the numbers against your hurdle rate.

02

Originate the loan

Pre-approval flows route to the right lender. Documents stay in the deal room.

03

Track the portfolio

Returns, vacancies, and capital appreciation roll up automatically.

Signature experience

Twelve lenders, side-by-side, in seconds.

Pre-approval rules from CBZ, CABS, FBC, Stanbic, Steward, NMB and six more — modelled against the property, the borrower, and the loan brief. Pick the lender that fits, file the application in-platform.

Open Property Investment
Lender
Rate
Tenor
Status
CB
CBZ
11.5%
20yr
Pre-approved
CA
CABS
12.0%
20yr
Eligible
FB
FBC
11.8%
25yr
Eligible
St
Stanbic
12.2%
20yr
Eligible
St
Steward
12.4%
15yr
Eligible
NM
NMB
12.0%
20yr
Eligible
Personas served

Built for the people who close deals.

For investors

Build a portfolio with discipline, not gut feel

Hurdle rate filters, yield rankings by suburb, and one-click sensitivity analysis. Investing without the spreadsheet sprawl.

01Yield-sorted opportunity feed
02Sensitivity analysis on every deal
03Portfolio rollup dashboard
04Capital appreciation tracking
Signal
8.4%

Top-decile yield

0%100%
One platform

Works with the other five modules. Switch contexts without losing your work.

Every module shares the same data layer. Open a property in Marketplace, value it in Prospecting, finance it through Property Investment, same record, same audit trail.

Property Investment

Ready when you are.

Open Property Investment now, subscribe for updates, or talk to our team about rolling it out across your business.

No spam — release notes, data drops, and pricing changes only.